Cyber Crime – how to protect yourself
With the flurry of online spending these days, now is a good time to review how well you’re protected against Cyber Crime. Don’t respond to email messages that ask for…
Investors acting their age
Young investors can fall into the trap of being too conservative for their own good, forfeiting compounding long-term returns from growth assets.
Is it better to buy an investment property or home first?
There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to…
ATO locks in details, addresses panic on real-time reporting
The tax office has addressed several points of confusion with the new events-based reporting regime, locked in key deadlines, and outlined what will be included in a new position paper set to be released shortly for the SMSF community.
7 tips to traveling on a budget
Careful planning can help you enjoy a great holiday, whatever your budget. Does it feel like ages since your last holiday? Maybe with responsibilities like paying off your credit card,…
Venus and Mars – do men and women handle their finances differently?
Do men and women differ when it comes to managing their finances? Ignoring the temptation to slide into stereotypes, I (as a man) asked my wife (as a woman) for…
Government ‘undermines’ tax system in new moves on property expenses
Newly-released draft legislation, which firms up the 2017 budget move to limit investors’ ability to claim travel expenses and depreciation deductions, will “upset the fundamental basis behind our tax system” according to an accounting body.
When should you start planning for retirement?
For anyone who knows me, I have a standard answer for questions like this. And that answer is ‘it depends’. Whether it is planning for retirement, buying a new home, deciding…
Multiple super accounts in a ‘gig’ society
Just yesterday (23-7-17) a planner's client said 'By the way I located lost super and would like some financial advice please. There are still a couple more lost supers, not located,
How should I proceed? (NB: do not let things simply run because in a few years you'll forget and discovery will be very hard).
