Category: Financial Planning

Budgeting Financial Planning

Cultivating financial wisdom: essential money lessons to teach your children

As parents, we strive to arm our children with the necessary skills and knowledge that will guide them through life. A critical yet often overlooked part of this toolkit is…

Budgeting Financial Planning

What is Your Financial Thermostat set for and why that’s important?

Have you ever wondered what your financial thermostat is set for? Perhaps the thought has never crossed your mind? Let‘s look at it a different way… What is your Air…

Financial Planning General Insights Investment

The 20 Most Common Investment Mistakes

No one is immune to errors, including the best investors in the world. Fortunately, investment mistakes can provide valuable lessons over time, providing investors an opportunity to gain insights on…

Financial Planning

How do you define financial security?

You want to know the #1 rule of personal finance for couples? Spouses almost never agree on the definition of “financial security.” Even the simple act of talking about what…

Financial Planning Superannuation & SMSF

The difference between BINDING and NON-BINDING death benefit nominations

Binding and non-binding death benefit nominations have advantages and disadvantages and trustees should consider both before deciding on the most suitable option. For most Australians superannuation is their largest asset…

Budgeting Financial Planning

Financial stability amidst the high cost of living

The rising cost of living is taking a toll on Australians. Recent research found that almost two in five Australians (37%) would find themselves without funds within a week if…

Financial Planning Retirement

Retirement planning — more than owning your home

While modern life is exceptionally busy, any decent Financial Adviser will tell you that today is the best time to start planning for your retirement; the earlier you plan, the better placed…

Budgeting Financial Planning

The money tips I wish I taught my children when they were young

We live in uncertain times. Just look at all the financial and economic fallout from the COVID-19 pandemic, the social problems around the world, and our increasing political uncertainty. Amid…

Financial Planning

Your Salary is NOT the Most Important Requirement for Wealth

Are you wanting to build a higher level of Wealth, but feel you are being held back? I know many people certainly feel that “if only” they were able to…

Budgeting Financial Planning

What is debt consolidation?

Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However,…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.