How to improve your finances and home loan chances
Nailing your home loan application depends on four factors — your income, expenditure, assets, and debts. But lenders also want to see evidence of a savings and (good) credit history….
Nailing your home loan application depends on four factors — your income, expenditure, assets, and debts. But lenders also want to see evidence of a savings and (good) credit history….
Amortisation period The time taken to repay a debt, including accrued interest, in full through regular repayments. Basis points Refer to a common unit of measure for interest rates and…
In today’s challenging financial climate, saving enough money for a house deposit can seem out of reach for many. While there are various Government grants available, not everyone is eligible,…
Investing on behalf of your children can help give them a financial leg up and introduce them to good financial practice at an early age. However It’s important to pick…
It’s not just about agreeing on a price when buying a property. The conditions of the offer are very important. They help protect both the buyer and the seller. Michael…
Many of us make paying off our mortgage a priority. It’s the new Australian dream. But before making that last home loan repayment, use our checklist to make sure you’re prepared. Your…
Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take…
Why go through the worry (and expense) of moving when you can turn your current place into your dream home? While renovations aren’t always stress-free (or cheap) there are some…
Over recent years, a range of fintech challengers to Australia’s traditional banking sector, dominated by the four Big Banks, have emerged. Smaller, nimbler operators harnessing the power of new technology…