Month: June 2019

General Insights

Australia – How are we going as 2018-19 ends?

One great source of data about Australia. Become better acquainted with the country we love. An up-to-date snapshot of Australia’s vital statistics.   Please click on the following link to see…

Financial Planning Lifestyle

5 painless money saving hacks you can sneak into your day-to-day

Reaching your money-saving goals often feels like a big job that’s for Future You to deal with. But there are some choices you can make to your regular routine that…

Financial Planning Retirement Superannuation & SMSF

An easy guide to Australia’s most popular retirement income product

Account-based pensions, sometimes called allocated pensions or retirement income streams, can be a great way to use your superannuation savings to create a retirement income. If you’re a novice when…

Loans and Finance

A simple guide to small business loans

Small business loans can be great when you need to get your brand up and running or cover unexpected expenses. However, it’s useful to understand the difference between the available…

General Insights Superannuation & SMSF

LRBAs, guarantees in need of review after property market falls

With property markets taking a tumble in recent times, some SMSF clients may need to review the loan arrangements and guarantees they have, particularly where the loan-to-value ratio has significantly dropped, says an industry lawyer.

Investment Shares

How to overcome your fear of Investing, in four easy steps

Starting an investment portfolio can feel intimidating. Most of us weren’t raised to feel comfortable with investing. Add to that memories of the stock market meltdown during the GFC, the…

Financial Planning Lifestyle

“I wish I had an emergency fund”: The unexpected expenses to prepare for

Emergency funds are easy to neglect, and even easier to dip into at times that you probably shouldn’t. While talking about them isn’t the sexiest convo to have, they’re important…

Financial Planning

Why people choose the wrong credit card

According to recent findings, three out of five Aussie customers are not receiving any financial benefits from having a credit card. It’s long been suspected that for many people, the…

General Insights Superannuation & SMSF

Average age for establishing SMSFs sitting at 48.9: Report

The latest SMSF Benchmark Report from Class indicates that there is a continuing trend towards younger age groups setting up SMSFs, which follows similar findings from recent ATO statistics. In…

Lifestyle

How your personality type can help you find your passion

Some people are born knowing what they want to do with their life, but for the rest of us it’s a constant game of trial and error. Along the way…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.