Month: October 2019

Loans and Finance

High times for low interest rates

With mortgage rates at their lowest since the days of black and white TV, this might be the right time to make a serious dent in your home loan. Lower…

Financial Planning

Women’s financial literacy ‘has been below par for far too long’

Women have to take responsibility for their financial literacy before settling down or “risk a future riddled with money problems”, according to one mortgage broker. Zippy Financial director and principal…


A positive pension change with a cash rate twist

Later this month around 630,000 Australians currently qualifying for a partial age pension will receive a welcome fortnightly payments boost.

Financial Planning

How do you save for that rainy day

It’s not just our farmers who keep their eyes on the horizon for rain.  Recent research found almost twice as many Australians think saving for an emergency or a rainy…

Financial Planning Lifestyle

New parents feel highest level of financial stress before baby arrives

New research from AMP has revealed that parents worry more about money in the lead up to having a baby than any other time. The results from the AMP’s Financial…

Education Financial Planning

Victoria pledges $10m to better support people with personality disorders

Victorians living with a severe personality disorder will soon have better access to the ongoing care and support they need. The Garden State’s Minister for Mental Health, Martin Foley, announced…


Shares to remain volatile as trade war heats up

Shane Oliver – Investors should expect more sharemarket volatility over the next year as the trade war between the US and China ratchets up, according to AMP Capital.

Superannuation & SMSF

Protecting Your Super package

The ins and outs of the Protecting Your Super package This year, the federal government introduced laws called the Protecting Your Super package. It’s a big deal because it addresses…

Financial Planning Loans and Finance Property

Dealing with being asset rich and cash poor

Reverse mortgages could be one way to help with living expenses, but they may also erode any equity you have in your home over time. Given longer life expectancies, the…

General Insights Superannuation & SMSF

NALI, LRBA measures pass Parliament

The government’s further restrictions to non-arm’s length income and LRBAs have passed Parliament, meaning SMSF trustees approaching retirement with an outstanding loan on a property will need to consider their options when planning contribution strategies for the 2020 financial year.

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.