Category: Loans and Finance

Loans and Finance Property

Big 4 cut interest rates

CBA and Westpac are both offering a four-year, fixed-rate mortgage at 1.99 per cent, while NAB said it will undercut this with a 1.98 per cent rate. It’s the first time…

Loans and Finance

Why it pays to have a principal and interest loan

Owner-occupiers who are paying principal and interest on their mortgage are being rewarded by financial institutions with a lower interest rate. The latest analysis by comparison site Mozo found that…

Loans and Finance

The remarkably simple way to pay off your mortgage sooner

For those looking to get out of debt quicker, a mortgage broker has explained a remarkably simple trick to pay off a home loan sooner. The trick is to change your…

Loans and Finance

Looking for a loan pre-approval? Here are 5 things you need to know

Applying for a mortgage pre-approval can be a real boost for anyone looking to purchase property – but it’s important that would-be homeowners do have a good understanding of what…

Loans and Finance Retirement

Worried about retiring with a mortgage? There’s a new refinancing option

Most retirement ‘experts’ will tell you that you should be debt-free in retirement. Not only should your home be paid off, but you should have a decent superannuation balance, plus…

Financial Planning General Insights Loans and Finance Tax Planning

Budget 2021 – What it means for you

This year’s Budget provides tax relief and financial assistance for many Australians, including low and middle income earners, business owners, young workers and social security recipients. We have prepared a…

Loans and Finance

Borrowers turn to the bank of mum and dad in HomeBuilder confusion

Many borrowers looking to build new homes with the HomeBuilder grant are relying on borrowed funds from family and friends due to the structure of the HomeBuilder scheme. he $25,000 HomeBuilder grants were launched earlier this year to…

Loans and Finance

4 little-known benefits of using a mortgage broker

Mortgages can be confusing at the best of times. Add in a myriad of lenders offering different rates with various benefits, plus an extremely cautious banking system, and it may be…

Loans and Finance

How risky is Australia’s household debt?

The central bank has warned house prices could plummet in the event of severe economic slowdown, but it would only trigger a small increase in the share of mortgages at risk…

Loans and Finance

How to get a car loan

There’s more to financing a car than punching numbers into a loan calculator and signing on the line. There are several ways to get quick finance for your new ride…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.