Why many retirees are underspending
After accumulating superannuation savings over multiple decades, many retirees are fearful of spending too much. When it comes to life in retirement, many Australians are probably being more frugal than…
Super gender divide to remain a challenge
The Federal Government has flagged it expects the gender gap in superannuation balances to persist well into the future. The Federal Government’s just-released 296-page Intergenerational Report 2023 provides a detailed analysis…
Will these super changes affect you?
As our superannuation balances grow larger, it makes more sense than ever to keep track of the many rules changes that have recently happened or are coming up soon. So,…
The importance of SMSF succession planning
Preparing for loss of capacity or death is vital for SMSF members. It’s important to ensure your trust deed is watertight. There are more than 600,000 self-managed superannuation funds (SMSFs)…
Self-managed super fund numbers continue to rise
With more Australians starting a SMSF, we look at the reasons for doing so and some of the key challenges. A desire to have more control over investments is the…
The keys to high retirement confidence
Are you retirement ready? Our inaugural How Australia Retires study has uncovered some common themes that make Australians highly confident about their retirement. How confident are you about your future retirement? Do…
How much super do I need to retire?
Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added…
10 little-known pension traps prove the value of advice
The age pension is a major source of income for the majority of Australian retirees. A bonus is that eligibility for a part pension gives them access to most of…
Before you retire
Before you retire If you’re planning to retire, you need to consider: Special rules apply if you receive an employment termination payment, genuine redundancy payment or payments from an approved…
