Retirement Planning

Your RETIREMENT PLAN is about ENJOYING your wealth and making it last when you stop earning an income from work.

Here we first need to understand when you want to retire and then what are your income needs in retirement. We can then determine the asset base we need to build to, to provide for those income needs.

To do this we first need to understand what assets do you have within your super fund and what assets are outside your super fund; and with the constantly changing contributions rules, how we get assets and money into your super fund over time in the most tax effective way to achieve your retirement objectives. We look at the types of funds available to you and determine what’s suitable for your needs.

As you approach retirement there are various strategies that you can improve your position such as a Transition to Retirement strategies that can help you boost your superannuation savings in the years before you retire, and also possibly minimise the amount of tax you need to pay.

Again we identify what's right to you and we implement that.