Would you rather retire at 55 than 75?
Wondering how you'll afford that vacation?
Saving up for your dream home?

Retirement Planning

Your RETIREMENT PLAN is about ENJOYING your wealth and making it last when you stop earning an income from work.

Here we first need to understand when you want to retire and then what are your income needs in retirement. We can then determine the asset base we need to build to, to provide for those income needs.

To do this we first need to understand what assets do you have within your super fund and what assets are outside your super fund; and with the constantly changing contributions rules, how we get assets and money into your super fund over time in the most tax effective way to achieve your retirement objectives. We look at the types of funds available to you and determine what’s suitable for your needs.

As you approach retirement there are various strategies that you can improve your position such as a Transition to Retirement strategies that can help you boost your superannuation savings in the years before you retire, and also possibly minimise the amount of tax you need to pay.

Again we identify what's right to you and we implement that.

Specialist Services

How else we can help you

CENTRA WEALTH Pty Ltd (ABN 39 158 802 450) holds an Australian Financial Services Licence (#422704) issued to it by ASIC. It trades as CENTRA PRIVATE WEALTH, CENTRA SECURITIES and CENTRA WEALTH ACADEMY. CENTRA MONEY Pty Ltd (ABN 96 167 497 305) is a Credit Representative (#452523) of an Australian Credit Licence holder (#389328) and trades as CENTRA MONEY. Collectively the above are known as "The CENTRA WEALTH Group".