Would you rather retire at 55 than 75?
Wondering how you'll afford that vacation?
Saving up for your dream home?

Wealth Protection

Wealth Protection is your RISK MANAGEMENT PLAN. Its about protecting the wealth you create.

The goal is to understand the financial risks you are exposed to so that we can ensure that you protect your biggest financial asset - yourself (or rather, your ability to earn an income).

Here we are looking at your personal risks and your investment risks. So we first need to identify the risks associated with your personal circumstances:

For instance, to protect your loved ones if you were to pass away suddenly, we would look for the right Life Insurance cover. To replace your income in the unfortunate event of an accident or illness that could disable you and not allow you to return to work and earn an income again, we would look at Disability Insurance. We will insure you against a critical illness with Trauma Insurance, and for temporary illnesses or disabilities that would prevent you from earning an income, we would look at Income Protection Insurance.

We then want to make sure your major assets are insured, your home, your cars your boat. If you have a lot of debt we need to understand the impact on your cash-flow of a 2% rise in interest rates and if that will be catastrophic then we need to fix those rates.

And we want you to be able to sleep at night with the investments you have in place so we do things like risk profiling and educate you as to what can go wrong with your investments as well as what can go right.

Again we identify what's right to you and we implement that.

Specialist Services

How else we can help you

CENTRA WEALTH Pty Ltd (ABN 39 158 802 450) holds an Australian Financial Services Licence (#422704) issued to it by ASIC. It trades as CENTRA PRIVATE WEALTH, CENTRA SECURITIES and CENTRA WEALTH ACADEMY. CENTRA MONEY Pty Ltd (ABN 96 167 497 305) is a Credit Representative (#452523) of an Australian Credit Licence holder (#389328) and trades as CENTRA MONEY. Collectively the above are known as "The CENTRA WEALTH Group".