Would you rather retire at 55 than 75?
Wondering how you'll afford that vacation?
Saving up for your dream home?

50's - Planning for Retirement

At this stage in life your family have probably grown up and flown the nest; starting their own lives and families. You're trying to work less, and focus on the things you may have delayed or put off because of family commitments.

Your priorities have shifted from being 100% family orientated to now being able to focus on more of the hobbies and pastimes you enjoy.

Now is the time to seriously consider all the strategies that will help maximise the nest egg you'll have to spend in retirement.

Questions you may be asking are:

  • How do I reduce my debt faster?
  • Should I start investing more money into superannuation?
  • Should this be before tax (salary sacrifice) or after tax?
  • Can I reduce my work hours?
  • Is a transition to retirement strategy suitable for me?
  • Does my current super fund provide me with all the flexibility, features and benefits I require?
  • Is a self-managed superannuation fund suitable for me?
  • I've been offered a redundancy, what do I do?
  • When is the best time to sell my business? How do I manage the tax implications effectively and what do I do with the proceeds?
  • Will I have enough to retire when I want to?
  • Do I want to retire at 55 or 75?
  • What if something unexpected happens and I can't continue to work? Will I have to delay retirement or will my spouse have to give up work to take care of me?

How can Centra Wealth help you?

We can help you answer the above questions and also provide you with the following services:

  • Pre-retirement and Retirement Planning
  • Centrelink Maximisation Strategies
  • Superannuation fund and strategy advice
  • Self Managed Superannuation Funds
  • Personal Risk Insurance
  • Wealth Accumulation
  • Tax Minimisation Strategies and Tax Planning
  • Debt Management
  • Lifestyle Expense Planning
  • Estate Planning
  • Business Planning & Insurance
  • Salary Packaging
  • Advice about downsizing your Property

Specialist Services

How else we can help you

CENTRA WEALTH Pty Ltd (ABN 39 158 802 450) holds an Australian Financial Services Licence (#422704) issued to it by ASIC. It trades as CENTRA PRIVATE WEALTH, CENTRA SECURITIES and CENTRA WEALTH ACADEMY. CENTRA MONEY Pty Ltd (ABN 96 167 497 305) is a Credit Representative (#452523) of an Australian Credit Licence holder (#389328) and trades as CENTRA MONEY. Collectively the above are known as "The CENTRA WEALTH Group".