Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Loans and Finance Superannuation & SMSF

Critical documentation steps flagged with switching SMSF loans

With an increasing number of SMSF clients looking to switch loans following the exodus of the major banks from SMSF lending, a law firm has highlighted some of the considerations and important steps with documentation in this process.


Downsize the home, upsize the super

From 1 July 2018, if age 65 or older and satisfy the eligibility requirements, you may be able to make a downsizer contribution into super of up to $300,000 from…


How to have a successful open for inspection

When you’re selling your house, the key to a successful open for inspection is to make potential buyers feel comfortable. You want to show your property’s best side, and allow…

General Insights Investment

Good investment habits versus damaging biases

In a low-interest, lower-return, more-volatile investment environment, investors have an even greater incentive to keep wealth-damaging behavioural traits or biases under control.

Investment Property

5 Reasons to Invest in Adelaide

Adelaide can quite often be the unsung hero for property investment. It doesn’t generally make headlines on major booms, and it doesn’t often see record breaking market leaps in short time frames…


Don’t underestimate the importance of insurance

The first ingredient of a realistic and achievable financial road map is to build a solid financial foundation. Insurance, also called protection, is the one of the critical components to…

Financial Planning

Building a solid financial foundation

Whatever your goals – whether saving for a house, putting the kids through private school, or ensuring you’re comfortable in retirement – you must start with a sturdy foundation. That’s…


Organise your space, your mind and lifestyle will follow

Few of us are naturally enthused by the idea of rolling up our sleeves and undertaking an intensive deep clean, whether it be of our desk drawers or downloads folder. We’re…

Insurance Retirement Superannuation & SMSF

Control considerations flagged with death benefit pensions for children

When starting retirement phase pension accounts, SMSF professionals and their clients should think carefully about how it might impact the amount of death benefit pension that their children will be able to receive, says a technical expert.

Financial Planning Lifestyle

How to save money while still living the party lifestyle you want

It’s safe to say budgeting sounds boring; just the thought of having to give up luxuries like gigs, thrice-daily coffees and extravagant meals has us bristling. But is there a way to…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.