Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Financial Planning Lifestyle Property

Are you planning to downsize your home – and nearly 60?

If so, you may wish to hold off until April 2022 – so you can benefit from the changes to the downsizer superannuation contribition rules which take effect on July…

Property Retirement

Retirement income on the house

Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your income in retirement by tapping into your biggest asset –…

Financial Planning Investment

Investing to achieve your goals

What do you want out of life? While it’s great to have a vision of what we want our lives to be like, without clear goals and a plan to…


Time to review your income protection cover

If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on…

Financial Planning

Don’t short-change your medium-term goals

When it comes to setting financial priorities, medium-term goals often suffer from middle child syndrome, not taken as seriously as the oldest or indulged as much as the youngest. The…


Border reopening drives Aussies to save thousands for travel

More than half of Australians are currently saving to take a trip in 2022. Aussies are planning to save an average of over $5,000 for travel in 2022, according to…


Succeed by staying healthy

Whether you are aware of it or not, your health plays an important role in how you run your business, writes James Short. In fact, it affects all aspects of…


Major bank says the property market correction has begun

Westpac has suggested that a gentle slowing in the property market has begun ahead of an anticipated correction later this year. The property market is set to suffer a decline…

Superannuation & SMSF

Salary packaging – worth the sacrifice

The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial…

Investment Shares

New retail IFs targeting first-time and Millennial investors

The Australasian Investor Relations Association has called for greater transparency of retail shareholder rights when using investment facilitators. A growing number of retail investment facilitators (IFs) are failing to deliver…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.