Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Financial Planning Retirement

A retirement income rethink

Given the current investment outlook, we explain why income focused retirees need to rethink how to earn enough income to meet their spending goals. What are your plans for your…

Financial Planning Superannuation & SMSF

Superannuation Changes from 1 July 2021

The 1 July 2021 Superannuation Changes Changes from 1 July 2021 will impact on how much money you can contribute to superannuation and how much you can have in your…

Financial Planning

Understanding the coming super balance cap changes

The transfer balance cap is a limit on how much super can be transferred into pension accounts earning tax-free income. On 1 July, this cap will be increased. What might…


COVID crash: one year on

It’s now been one year since the COVID-19 outbreak sent global markets into freefall. How have investors fared since the 2020 crash and what are the lessons learned? By Tony…

General Insights

Frydenberg flags super freeze


Treasurer Josh Frydenberg has weighed in on the superannuation debate in the clearest sign yet that the government may be considering a freeze to the legislated increase.



Digital currencies and investment portfolios

The tremendous surge in the price of cryptocurrencies has attracted the attention of many investors, who may be considering the digital currency as a potential substitute for traditional asset classes…

Financial Planning Retirement

3 golden rules that make saving for retirement easier

If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little daunting. Maybe so much so, you’d rather not think…

General Insights

The risks in hunting for higher returns


How much investment risk are you willing to take? Find out why it's a question all investors should be considering right now.


General Insights Retirement

Planning for healthcare costs in retirement

We all hope that when we retire we’ll have the time to focus on being as healthy as possible. But unexpected issues and illnesses arise, with recent researchi estimating that an…

Financial Planning General Insights Superannuation & SMSF

Are bigger funds better for members?

As the march of the megafunds begins, Australia’s superannuation sector will need to seriously consider whether a merger is in their best interests. Speaking at the Association of Superannuation Funds…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.