Privacy Policy & Disclaimer

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Privacy Policy

Whenever you deal with The Centra Wealth Group, the privacy, security and storage of your personal information is of the utmost importance to us.

Our Privacy Policy complies with Australian Privacy Principles and it describes:

  • How we collect and store your personal information.
  • Who we may exchange your information with.
  • When we may send your information overseas – and to which countries.
  • How you can access and correct your information, and
  • How you can complain about a breach.

Whenever we collect, use or exchange your information, these new principles will apply – so it is important that you are aware of them. There may also be government laws that could require or authorise us to collect your information, such as the Anti-Money Laundering and Counter-Terrorism Financing Act, the Taxation Administration Act and the Income Tax Assessment Act. These are also contained within our updated Privacy Policy.

Please download and read our Privacy Policy from this link.

Should you have any queries or concerns, please contact our Privacy Officer at (08) 8231 4709.

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Disclaimer & Terms of Use


CENTRA WEALTH Pty Ltd, ABN 39 158 802 450, holds an Australian Financial Services Licence #422704.

CENTRA FINANCIAL PTY LTD ABN 57 638 476 954, is a Corporate Authorised Representative #1279906 of CENTRA WEALTH PTY LTD and operates using the following trading names:  CENTRA ASSET MANAGEMENT, CENTRA CENTRA PRIVATE WEALTH and CENTRA WEALTH ACADEMY.

CENTRA MONEY Pty Ltd, ABN 96 167 497 305, is a Credit Representative No 452523 of BLSSA Pty Ltd, holder of an Australian Credit Licence No.391237 and trades as CENTRA MONEY.

Collectively these busineesses are known as  CENTRA WEALTH GROUP (BNN 159 649 608), a business name owned by CENTRA FINANCIAL PTY LTD.

2) Information contained in this Website

This site provides information about the financial services and products of The CENTRA WEALTH Group and certain other general and factual information – as well as opinions. This screen contracts the terms upon which you may access this information and by proceeding beyond this screen, you agree to be bound by these terms.

3) No Warranty for Information Accuracy

The CENTRA WEALTH Group provides information on this website in good faith but does not give any warranty or make any representation, as to the accuracy, reliability, completeness, confidentiality or security of the information contained in this site, or with respect to any changes in circumstances after the date of publication that may impact on the accuracy of this information to the extent required by law;may change and update the information from time to time; make no representation in relation to, and are not responsible in any way, for any other site you access through this site to the extent required by law.

4) Copyright

All information on this website is the property of CENTRA WEALTH GROUP or its information providers and is protected by applicable copyright and intellectual property laws. All rights reserved. You are entitled to use the Information on this Site for your personal, non-commercial use only.

5) Trade Marks

Centra and Centra Wealth are trade marks. Any trade marks appearing in this site are the trade marks of the company or of a third party. Users must not use or reproduce any of the trade marks that appear on this site.

6) User Obligations

Users of this site must not:

  • do anything to alter or modify the information in this site;
  • use the material in this site for any purpose other than as a source of information for personal use unless authorised to the contrary;
  • distribute, copy or otherwise reproduce in any way and of the material available from this site unless it is expressly authorised;
  • post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.

7) Purpose of Information

The information contained in this site is of a general and or factual nature and does not take into account your particular investment objectives, financial situation or investment needs. The information is general information only made available to residents of Australia and its territories and is not a recommendation, offer, advice or invitation to purchase, sell or otherwise deal in securities or other investments. Any examples presented are for illustration purposes only. The views expressed in articles or commentaries are not necessarily those of The CENTRA WEALTH Group and as such, The CENTRA WEALTH Group accepts no responsibility for the accuracy, completeness or timeliness of the information. You should seek advice from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives. Past performance of financial products is no assurance of future performance. The payment of dividends and the return of capital are not guaranteed.

8) Liability

The CENTRA WEALTH Group will not be liable in any way to any entity for any loss, damage, cost, expense or any other harm or detriment incurred as a result of the material contained in this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by The CENTRA WEALTH Group, except as required by law.

9) Exclusion of Liability

The CENTRA WEALTH Group excludes to the full extent permitted by law all liability of whatever kind, in negligence, contract, under fiduciary duties or otherwise, to readers or anyone else in respect of any loss or damage (including without limitation indirect or consequential loss or damage) arising from or in connection with any use of the information on or accessed through this website.

10) References to Currency

All references in this site to “$” or “dollars” are references to Australian currency unless otherwise stated.

11) Indemnity

Users of this site agree to indemnify The CENTRA WEALTH Group from all liability, cost and expense (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from the alteration, modification of or addition to material on the site by the user.

12) Public Information

No information, feedback, questions or comments placed on this site by any person other than The CENTRA WEALTH Group will be confidential or authorised or otherwise endorsed. The CENTRA WEALTH Group can reproduce, use, disclose and distribute this information to others in their absolute discretion.

13) Client Area

Contents within the client area of this web site are secured and may contain personal and confidential information. No information within the client area is to be distributed, reproduced or communicated to any other person or entity without prior written permission from The CENTRA WEALTH Group.

14) Availability of Website

The CENTRA WEALTH Group will use best efforts to provide access to this site on a 24 hour basis. However, there may be an interruption to the service to facilitate the site’s maintenance or for any other reasons. The CENTRA WEALTH Group will not be liable to any person for interruptions to the service for any reason.

15) No Warranty

The CENTRA WEALTH Group does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s). To the extent permitted by law any term, condition, warranty or clause otherwise to be implied into this disclaimer is excluded.

16) Visitor Agrees

By visiting this website you agree to submit to the exclusive jurisdiction of the State of South Australia.

17) Waivers

If we waive any rights available under these terms this does not mean that those rights will automatically be waived on any other occasion.

18) Enforceability of Provision

If any part of this disclaimer is held to be invalid, unenforceable or illegal for any reason, the remaining parts of the disclaimer shall nevertheless continue in full force.


Centra Wealth Group
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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.