Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Financial Planning Investment

Dividends explained

If you are a shareholder of a company, you may receive payments known as dividends. These payments represent your share of the company’s profits and are your reward for investing….

General Insights

A challenge for China and investors

Since the news of the coronavirus broke, the human impact globally has been significant and continues to rise.

Financial Planning

Make Australia save again

Are you one of the 20 per cent of Australians with less than $250 in their savings account? Recent research from AMP Bank has found that one in five Australians…

General Insights

Property deduction errors down to ‘lack of understanding’: ATO

A fundamental knowledge gap is continuing to trip property investors up, leading to simple mistakes and heaping pressure on tax agents, the ATO has revealed

Loans and Finance Property

How to calculate your borrowing power

One of the most important factors in your home ownership journey is the amount of money you can – or should borrow. You want to borrow enough that you can…

General Insights

Start 2020 with a best snapshot of Australia.

It might be dry old data but it's how you're county's going and it's used to make decisions that affect you every day.  

General Insights

Total return investing

It wasn't long ago that the common view was to save and invest through your working life and then retire to a portfolio that delivered at least a 5 per cent income yield every year.

General Insights

Retirement trap hurting saving Aussies

Be aware:  Australians are being warned that they will need half a million dollars to escape the “retirement trap” of a reduced pension due to assets meeting certain thresholds.

Loans and Finance

How your bank calculates a business risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into…

Financial Planning Loans and Finance

The parent trap: should you loan to your kids to help them buy?

The average age of first home buyers keeps increasing, with more young people turning to their parents for financial help. But is lending your children money from the “bank of…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.