Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.

3 bubbles that investors will want to be wary of going into spring

Talk is cheap, but losing your money to a bubble can be costly. Despite the ongoing disruptions of the Delta variant, the stock market has remained frothy in 2021. Speaking…


Insurers celebrate short-term gains but warn of long-term effects

Life insurers are breathing a sigh of relief as Australia’s longest lockdowns come to an end. As Australia begins to reopen after a long winter of lockdowns, the insurance sector…

Financial Planning Superannuation & SMSF

Spotlight on super performance

Superannuation has provided most fund members with stellar returns since last year’s COVID lows. As always though, some funds performed better than others and recent government reforms make it easier…


Unleash your inner explorer

The explorer spirit is something that lies within us. For some, it is top of mind, and for others, it can be pushed back below the surface due to other…


9 ways to avoid going overboard this silly season

With the abundance of alcohol on offer, for many Australians end-of-year parties and holiday social events can become a trigger for overindulging in alcohol, says a psychiatric nurse and mental…

Loans and Finance Property

APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels. The Australian Prudential Regulation Authority (APRA) has bumped up the…

Financial Planning Retirement

How long will my retirement savings last?

The Retirement Income Review (RIR) noted that many retirees leave large bequests and they would have enjoyed a higher standard of living in retirement if only they had spent some of…


1 in 4 Aussies looking to give Christmas crypto

Will you find a bunch of bitcoin under the tree this year? More than a quarter of Aussies are looking to give the gift of crypto this year. According to…


Saving money on insurance means asking the right questions

There are plenty of must-do’s and missteps that those looking to buy home and contents insurance need to stay on top of. Loyalty rarely pays when it comes to home…

Budgeting Financial Planning

The pandemic gave investors hope and the opportunity for extra savings

The expectations of Australian investors remain high, despite the circumstances. While the behavioural implications of COVID-19 are likely to be studied for decades to come, early data suggests that the…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.