Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Economics Shares

Market downturns, like this one, are to be expected

It's been awhile since there's been a drop in the markets as sharp, broad and sudden as last week's.

Financial Planning Insurance

The difference between Stepped and Level Premiums for your life insurance

Stepped versus level premiums is a conversation we always have with every client when considering long term life insurance cover. Choosing which is better is more than an economic consideration…

Superannuation & SMSF Tax Planning

ATO claws back $850m in unpaid SG in FY 17-18

Compliance activities undertaken by the ATO in the 2017-18 financial year saw the ATO raise around $850 million in unpaid super entitlements.

Superannuation & SMSF

‘Hefty penalties’ with TRIS payment failures, SMSFs warned

With clients who fail to pay the minimum pension payments for TRISs potentially up for illegal early release and significant penalties, SMSF practitioners have been urged to pay close attention in this area.

General Insights Lifestyle

3 bad habits to avoid on Melbourne Cup race day

    It may be the race that stops the nation, but it’s also an annual event that amplifies potentially destructive habits that wreak havoc on our overall wellbeing, according…

General Insights

The global financial crisis: Behind us but far from over

Ten years ago this month, Lehman Brothers, the fourth-largest US investment bank, filed for bankruptcy protection.

Superannuation & SMSF

‘Huge’ professional risk in SG delays, big four firm warns

With single touch payroll making it easier for the ATO to identify unpaid SG, telling clients to wait for the SG amnesty could be a risky move impacting their professional obligations, warns a big four accounting firm.

Financial Planning

What a financial adviser can add to your portfolio’s returns.

A 16 year study by Vanguard (latest report from July 2018) has found that this figure is about 3% net.  This is over and above what might be generated by…

Lifestyle

What to eat during an intense endurance workout

Running season is here, and more and more people are getting in shape for the upcoming endurance events. What to eat during your race is a question I get asked…

Tax Planning

ATO updates crypto guidance

The ATO has updated its guidelines on the tax treatment of cryptocurrencies, including issues on exchanging one cryptocurrency for another and record-keeping requirements.

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.