Wealth Insights

Life rarely stands still. A new home, a growing family, a career change or the transition to retirement can all have a significant impact on your insurance needs. Yet insurance is often one of those financial arrangements that gets filed away and forgotten. Over time, that...

When people think about building wealth, the focus usually turns immediately to investment strategies. Which shares to buy? Should I purchase another property? Is now the right time to invest? These questions dominate the conversation. Yet the most important contributor to long-term financial success is not investment selection. It is cash flow and debt...

We've all experienced it. You finish a meal, and within a short time your stomach feels tight, heavy, or uncomfortably full. Your clothes suddenly seem tighter, and even simple activities can feel less enjoyable. Occasional bloating is incredibly common and can happen after overeating, eating...

It’s easy to picture the open road when you step inside a gleaming new caravan, but before signing anything there are some decidedly practical questions worth asking. There’s something about stepping inside a caravan that can make the imagination run away with you. The bed looks...

Retiring comfortably isn’t just about how much you’ve saved; it’s about making sure that your money keeps working long after you stop working. Yet knowing how to invest and spend your money – without running out of it – is something far fewer people plan...

What’s behind the rise in Treasury yields? Bond markets continue to adjust to a more hawkish policy environment following the Federal Reserve’s recent 25-basis-point rate hike. Since July, the two-year Treasury yield has risen from roughly 4.2% to 4.9%, while the 10-year yield has climbed from around...

It is the question sitting behind every premium notice. Once the pay packet stops, does private health insurance still earn its place in the household budget? Ask a room of over-60s whether private health insurance is worth the money and you will get a fiercely divided...

Card changes: Surcharges are going, but now is the time to check your credit card fees, rewards and insurance benefits. That annoying little extra charge at the EFTPOS terminal is about to largely disappear. From October 1, Australians paying by eftpos, Visa or Mastercard will no...

Electric cars have passed a major milestone in Australia, outselling petrol vehicles for the first time in a single month. But for drivers thinking about making the switch, there’s still one important question to answer. Scott Podmore and Paul Gover report. It has finally happened. Electric vehicles...

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.