Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Financial Planning Retirement

9 money mistakes to avoid in retirement

How to keep your finances on track once you leave the workforce When you’ve worked hard all your life to build up your nest egg, the last thing you want…


Why downsizing is an emotional minefield for Aussie retirees

Many older Australians eventually consider downsizing the family home for a range of reasons, which sounds simple enough. But scratch the surface and you uncover a laundry list of emotional…

Education General Insights

What investors can expect as key moves affecting markets await

Investors saw increased market volatility and uncertainty at the end of 2018, largely because of a changing investment landscape and slowing global economy. 

Investment Shares

Investing in the index is like having a bet on every horse in the race

At a recent seminar for prospective retirees, there were only three practical places to invest. The first is cash, the second is property and the third is shares. Every one…


Are you paying for the health insurance cover your family really needs?

When was the last time you checked that you have a health insurance policy that’s right for your family’s unique needs? Why do we ask? Because financial advisers are equipped…

Budgeting Financial Planning

4 ways to make saving money more fun

‘Budget’ is one of those words that has hardly any positive connotations to it, similar to other dreaded words like infection, tax and mucus. But what if I told you…


6 life-changing things exercise does beyond improving your health

It’s a common story: you set your alarm for 6.30am with every intention of hitting the gym before work. But you don’t. In fact, you might stay in bed for…

Education General Insights

ATO flags PAYG obligations for SMSFs with legacy pensions

The ATO has reminded SMSFs that are paying capped defined benefit income streams to members to ensure they are meeting their PAYG obligations.

Financial Planning Lifestyle

Is travelling in your 20s sabotaging your savings?

Our 20s are a confusing time. We’re told to make mistakes. Fall in love! See the world! But then we’re also told by millionaires who managed to purchase investment properties in their…

Financial Planning Retirement

An easy guide to Australia’s most popular retirement income product

Account-based pensions, sometimes called allocated pensions or retirement income streams, can be a great way to use your superannuation savings to create a retirement income. If you’re a novice when…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.