Wealth Insights

Recovering after serious injury or illness can be stressful both emotionally and financially. Taking time out of work to focus on rehabilitation can mean losing income just at the time medical bills start piling up. While most Australians hold some kind of insurance coverage to protect...

Australian households carrying consumer debt are tightening wallets fast as cash flow and confidence slide. That’s more than a mood swing: it’s a leading indicator for revenue mix shifts, credit losses and higher customer churn across banks, retailers, telcos and insurers. With quarterly GDP growth...

Wealthy superannuants will pay more tax on balances over $3 million after the Greens rolled over on demands to beef up the contentious new laws. The government is expected to get the long-promised tax changes passed through parliament by the end of the week. The Greens had...

Whether it's choosing between two job offers, two schools, or even two flavors of ice cream, making a decision can be a stressful and overwhelming experience. But how do you know which option is truly the best for you? Making decisions can be challenging because it...

The sheer pleasure of that experience is perhaps part of the reason for the growing popularity of novated leasing. The option of driving a new car – and then another new one a few short years down the track – is made possible by this...

In a year defined by uneven demand and uncertain money markets, the investors who outperform will trade speed for discipline—pursuing risk-adjusted cash flows, robust governance, and micro-market precision rather than chasing headline growth. Market context: Divergence rules, cycles shorten Australia’s property cycle is decoupling by location and...

Since superannuation is compulsory on all employers, employees don’t have to worry too much about their retirement fund. Employees are guaranteed a minimum contribution of 9.5 per cent of their basic wage. What are the advantages of superannuation Steady income stream during retirementThe general purpose of superannuation...

Buying a home is one of the biggest financial decisions in a lifetime. Determining which loan is best can be overwhelming without understanding which products and features are available on the market. There are a lot of home loans available on the market, but not...

What's your super strategy? Creating a strong super strategy is crucial to setting yourself up for success later in life. Starting now and making small changes to how you approach your super savings can make all the difference to ensuring you have a secure and comfortable...

When markets fall, it's natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here's why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the...

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.