Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
General Insights

The race to a Vaccine for Covid-19

The American pharmaceutical firm Pfizer, in collaboration with German firm BioNTech, surprised the world when it announced their coronavirus vaccine showed 90% efficacy in preventing COVID-19. Days later, another American…

Investment Property

House prices set for pre-COVID highs in early 2021

National house prices are on track to be back to pre-COVID levels by early 2021, new research has revealed. Stats released by CoreLogic show house prices have grown 0.8 per…

General Insights Retirement Superannuation & SMSF

Super funds have ‘a good chance’ of finishing the year in positive territory

Australian superannuation funds have crawled back the losses experienced during the COVID market crash and now have “a good chance” of finishing the calendar year in positive territory, new research has…

General Insights Superannuation & SMSF

Most SMSFs are still poorly diversified


Data only just released by the Australian Tax Office, detailing the asset allocations for all SMSFs in the quarter to the end of June, shows there was still a large investment weighting at that time towards cash and term deposits.


General Insights Tax Planning

How your coming tax cut could pay off


Over the coming weeks, around 12 million working Australians will start receiving extra cash in their pay packets as a result of changes to personal income tax brackets announced by the federal government.


General Insights Superannuation & SMSF

Related party purchases must be clean


Trustees must ensure any purchase from a related party is not a proxy for a loan or financial assistance to avoid breaching their obligations.


General Insights Retirement Superannuation & SMSF

Majority of retirees expected to fall short on retirement savings


Recent research has revealed that more than half of retirees are projected to fall short of their desired retirement income level by more than 10 per cent, says Russell Investments.


Loans and Finance Property

More first home buyers to benefit from 5% deposits

The federal government has announced the extension of the First Home Loan Deposit Scheme, opening up 10,000 new places to aid in post-COVID-19 economic recovery. The First Home Loan Deposit…


Stocks to watch in 2021

Easing political uncertainty, new vaccine hopes, central bank’s willingness to do all it takes and more, and new stimulus packages are likely to act as tailwinds for investors, an analyst…

General Insights

Comprehensive list of COVID-19 initiatives and packages.


The response by our Governments to the COVID-19 crisis has been a very good one.  Following is a comprehensive listing of links to important Federal and State initiatives and programs since the pandemic began.


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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.