Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
General Insights

SMSF sector grows, new fund numbers drop


Overall growth of SMSF sector has continued despite a drop in the number of new funds in the December quarter 2019, the latest ATO statistical report shows.


Financial Planning General Insights

End of financial year: The big changes coming on July 1

As July 1 creeps closer, the new financial year is set to bring a slew of updated rules and changes along with it. From big tax opportunities to major changes…

Financial Planning

A simple way to make your money work harder for you

These days, there’s not much you can’t do on your smartphone. Whether it’s booking a lift to the shops through a ride-share app like Uber, streaming your favourite TV show…

Investment Superannuation & SMSF

Related-party property development concerns — Part 1

In the first article of a four-part series on SMSFs and property development, I focus on related-party leases and how to keep them compliant.

Loans and Finance

Understanding loans

Choosing the right loan has the potential to save you thousands of dollars in repayments, fees and interest over the life of your loan. To make an informed choice you…


Looking to sell? Here’s five things to do to increase your property’s value

Increasing your property’s value is something that everyone wants to do, but for the majority of people, it’s another unknown part of the sales process. Here, we’ve compiled five key…

Financial Planning

The value of financial advice

A 16-year study by Vanguard Investments that found a financial adviser effectively adds around 3% to the value of a client’s portfolio over time.  This is on top of normal investment returns.


Financial Planning

Digital payments and online banking for older Aussies

Although we’re already a predominantly cashless society, the introduction of social distancing has further increased our reliance on digital payments and online banking. Face-to-face encounters have become less frequent in…


Do I have to pay rego during lockdown? We answer your COVID car questions

Social distance restrictions have meant many of us are barely driving our cars. That raises the question; how can we save money on our cars while we’re in lockdown? Do we…


Road trip ready – tyre safety after COVID-19

Before you jump in the car for that long-overdue road trip, it’s important to check the condition of your tyres. After months spent at home social-distancing, it’s almost time to…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.