Month: July 2019

Lifestyle

Organise your space, your mind and lifestyle will follow

Few of us are naturally enthused by the idea of rolling up our sleeves and undertaking an intensive deep clean, whether it be of our desk drawers or downloads folder. We’re…

Insurance Retirement Superannuation & SMSF

Control considerations flagged with death benefit pensions for children

When starting retirement phase pension accounts, SMSF professionals and their clients should think carefully about how it might impact the amount of death benefit pension that their children will be able to receive, says a technical expert.

Financial Planning Lifestyle

How to save money while still living the party lifestyle you want

It’s safe to say budgeting sounds boring; just the thought of having to give up luxuries like gigs, thrice-daily coffees and extravagant meals has us bristling. But is there a way to…

Investment

Why good tenants are more important than you think

Given you don’t have to spend much time with your tenants, you may think it’s not important who they are. If they pay their rent on time, they’re ok –…

General Insights Loans and Finance

Interest rate for SMSF loans set to rise under safe harbour terms

Despite the recent cut to official interest rates, an update in the ATO’s superannuation rates and thresholds indicates that the minimum interest rate for SMSF loans under the safe harbour terms will increase for the 2019–20 financial year.

Loans and Finance

Refinancing: What you need to know

Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A…

General Insights Investment

Things to avoid as a newbie investor

Whatever your age, if you’re thinking of dabbling in investments like shares, managed funds or cryptocurrencies, here’s a list of common mistakes which are generally worth steering clear of. 1….

Insurance

Are you about to retire? It might be time to review your health insurance cover.

When approaching retirement, you’ll want to do everything in your power to make the process as relaxing & rewarding as possible. One way you can do that? By reviewing your…

Financial Planning

Be aware of your money biases

Knowledge is power. The more you’re aware of how your mind works the more you can adjust your attitude towards money. Six cognitive biases that influence how we save, spend…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.