What you need to know about TPD
Becoming unexpectedly disabled is challenging enough, without suffering extra financial pressures while you get your life back on track. That’s when total and permanent disability (TPD) cover can be vital….
The 4 types of life insurance: what they are and when you need them
You probably know life insurance can help your family if you pass away – but did you know that the right cover can also help if you become disabled or…
Control your cover and manage affordability
Your cover is designed to reduce financial hardship for you and your loved ones, so it’s probably not something you should consider removing from the budget when cutting costs. However,…
Reviewing your cover when life changes
The only constant in life is change, which is why life insurance is designed to be flexible. Here are five ways to review your cover to make sure it always…
Landlord insurance exclusions
It is a common misconception that insurance covers absolutely everything. Landlords may think they will be reimbursed by an insurer for any kind of rental loss or damage. But, this…
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income…
What insurance do you need when buying a house?
When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance –…
Should I buy insurance through my super?
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing….
How do I know if lenders mortgage insurance is worth the cost?
When your deposit is less than 20% of the value of the property you’re buying, a lender is going to charge you a hefty lender’s mortgage insurance (LMI) premium to…
