Category: Insurance

Insurance Retirement

Thinking about insurance ahead of retirement

Finding the right level of insurance cover is important when you’re thinking about retirement. If retirement’s coming up on your horizon, the impact of COVID-19 (coronavirus) may have thrown a…

Financial Planning Insurance

The end of Income Protection Insurance as we know it

Recently APRA announced major changes to the structure of Income Protection policies. It will occur in a matter of weeks and is not receiving any publicity in the mainstream media so we…

Insurance

‘I prepaid my health insurance premium, can I get a refund?’

Many health insurers have postponed their premium increases for at least six months. Q: I paid my health insurance premium way back in February, do I get a refund? Many…

Insurance Retirement

Planning for healthcare costs in retirement

We all hope that when we retire we’ll have the time to focus on being as healthy as possible. But unexpected issues and illnesses arise, with recent research estimating that an…

Financial Planning Insurance

The end of Income Protection Insurance as we know it

Recently APRA announced major changes to the structure of Income Protection policies. It will occur in a matter of weeks and is not receiving any publicity in the mainstream media so we…

Insurance

Mental health claims top insurance payouts

The Financial Services Council (FSC) has compiled detailed new data that provides deep insights into the underlying causes of total and permanent disability (TPD) claims in Australia. FSC CEO Sally…

Insurance

Newstart limitations resulting in lack of access to essential healthcare

Australians living on Newstart are being “economically blocked” from accessing essential healthcare and are suffering from deteriorating levels of wellbeing, argues one not-for-profit. According to cohealth, a Victorian-based NFP community…

Insurance Retirement

Paying for health care in retirement

In retirement, an Australian couple needs from $4,700 to $9,400 a year to pay for health care , according to the Association of Superannuation Funds of Australia, and the average cost of private health insurance rose 4.8 per cent in 2017, far outpacing inflation.

Insurance

Life insurance: how to get what you need

Protecting you and your family against life’s little, and not so little mishaps is a wise choice. But if you think insurance premiums are expensive, or you’re confused by all…

Education Insurance

Things you need to know about personal insurance

Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.