Category: Insurance


Mental health claims top insurance payouts

The Financial Services Council (FSC) has compiled detailed new data that provides deep insights into the underlying causes of total and permanent disability (TPD) claims in Australia. FSC CEO Sally…


Newstart limitations resulting in lack of access to essential healthcare

Australians living on Newstart are being “economically blocked” from accessing essential healthcare and are suffering from deteriorating levels of wellbeing, argues one not-for-profit. According to cohealth, a Victorian-based NFP community…

Insurance Retirement

Paying for health care in retirement

In retirement, an Australian couple needs from $4,700 to $9,400 a year to pay for health care , according to the Association of Superannuation Funds of Australia, and the average cost of private health insurance rose 4.8 per cent in 2017, far outpacing inflation.


Life insurance: how to get what you need

Protecting you and your family against life’s little, and not so little mishaps is a wise choice. But if you think insurance premiums are expensive, or you’re confused by all…

Education Insurance

Things you need to know about personal insurance

Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised…

Financial Planning Insurance

‘Loyalty’ could be costing older Aussies more when it comes to health cover

When it comes to health insurance we’re often told to shop around for a better deal, particularly as policies approach their end date – and that advice has now been…


When was the last time you reviewed your health cover?

Odds are it’s been a while since you looked over your health insurance cover. It’s understandable – there are over 40,000 products in the market and premiums regularly go up….


Has your health insurance cover changed with your situation?

Much like in life, our financial situations can go through ups and downs. While we all move through different life stages, many Australians generally don’t take the time to check…


Are you paying for the health insurance cover your family really needs?

When was the last time you checked that you have a health insurance policy that’s right for your family’s unique needs? Why do we ask? Because financial advisers are equipped…


Online insurance: Is it really that easy?

“You’ll get it cheaper online” – we’ve all heard people say it, and probably say it ourselves, because it’s true. The internet provides a platform for businesses to offer services…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.