Category: Financial Planning

Financial Planning

Debt – the good, the bad and the ugly

For many people, debt is a dirty word. But not all debt is created equal. There’s good debt and there’s bad debt, and then there’s the good debt that can…

Financial Planning

What you need to know about debt consolidation

Rising levels of debt and finding ways to manage it is a concern for many of our clients. For some, it’s aiming to improve their credit score when applying for…

Financial Planning Retirement

Prepare to retire

Preparing to retire is emotional and practical. Making a retirement plan can help you manage your finances, and cope better as your life and priorities change. Make a retirement plan…

Budgeting Financial Planning

Managing your financial health

Understanding financial health Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial…

Budgeting Financial Planning

What’s all the noise about loud budgeting?

Loud budgeting is a trend that may have started as a joke but is being embraced by those who want to share their financial goals and priorities and in doing…

Budgeting Financial Planning

Emergency fund: How much is enough?

How much do you need in an emergency fund? Here are some of the factors you should take into account when estimating how big your savings for the rainy days should…

Financial Planning Superannuation & SMSF

A deep dive into Australia’s superannuation system

Australia has a robust retirement savings system known as superannuation designed to provide financial security to Australians in their post-work years. But how exactly does this complex system work? This…

Budgeting Financial Planning

Expert Recommended Tips To Track Your Personal Expenses

How can you get an accurate picture of your financial health if you can’t even keep track of your personal expenses? It’s difficult to understand where your money goes when…

Financial Planning Superannuation & SMSF

It’s super hump month. Make the most of it

Six ways to get more money into your superannuation fund. The start of the 2024-25 financial year on 1 July saw some significant changes come through designed to help working…

Budgeting Financial Planning

Three simple steps for financial wellness

If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness?…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.