Superannuation & SMSF

Discover ways to answer the common question ‘How much do I need to retire?’ Learn about retirement costs How much retirement costs depends on what you want out of retirement, and your individual needs and circumstances. The lifestyle you want may look different to another person's, so...

The income assumptions many have carried into retirement are being tested in the current economic climate. Markets have lurched from one direction to another; interest rates have lifted faster than expected, with the possibility of more increases in the months ahead, and there’s no end in...

Since superannuation is compulsory on all employers, employees don’t have to worry too much about their retirement fund. Employees are guaranteed a minimum contribution of 9.5 per cent of their basic wage. What are the advantages of superannuation Steady income stream during retirementThe general purpose of superannuation...

What's your super strategy? Creating a strong super strategy is crucial to setting yourself up for success later in life. Starting now and making small changes to how you approach your super savings can make all the difference to ensuring you have a secure and comfortable...

Take some of the guesswork out of planning for the future. Work out how much super you'll have when you retire, and if it will be enough to fund the lifestyle you want. It's never too soon to start planning for a better financial future. Estimate how...

With the new financial year comes a fresh wave of superannuation changes that could make a real difference to your retirement savings. Let’s unpack what’s changing - and how to make the most of it. The SG rate hits 12% One obvious lift to retirement incomes is the...

How much super should I have is a common question. But when it comes to how much super (or other savings) you’ll need for retirement there’s no single right number - because everyone’s retirement looks different. It depends what your big costs are likely to...

Overview You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship. For information on how to save money for your first home inside your super fund, see First home super...

How to keep your super safe The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers. The regulator has warned that “clickbait” ads, comparison websites and promises of unrealistic returns are among the tactics being...

If you’ve ever had a job in Australia, even short-term, your employer probably paid money into a super fund for you. This money is yours – even if you’ve moved, changed names, stopped using your old phone or email, or never signed up for an account. To...

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.