Category: Superannuation & SMSF

General Insights Superannuation & SMSF

Government targets fund expenditure, best interests in new super reforms

 

Recently released draft exposure legislation will require trustees of super funds, including SMSFs, to exercise their powers in the best financial interests of beneficiaries and require APRA-regulated funds to support their expenditures with evidence.

 

General Insights Superannuation & SMSF

Small SMSFs develop rapidly

 

The latest industry research has shown SMSFs with low balances grow to levels allowing them to become cost-efficient very quickly.

 

General Insights Superannuation & SMSF Tax Planning

Super, death, and taxes

 

An interesting finding in the federal government's Retirement Income Review report is that many Australians are dying with the majority of the wealth they had when they retired.

 

General Insights Retirement Superannuation & SMSF

Super funds have ‘a good chance’ of finishing the year in positive territory

Australian superannuation funds have crawled back the losses experienced during the COVID market crash and now have “a good chance” of finishing the calendar year in positive territory, new research has…

General Insights Superannuation & SMSF

Most SMSFs are still poorly diversified

 

Data only just released by the Australian Tax Office, detailing the asset allocations for all SMSFs in the quarter to the end of June, shows there was still a large investment weighting at that time towards cash and term deposits.

 

General Insights Superannuation & SMSF

Related party purchases must be clean

 

Trustees must ensure any purchase from a related party is not a proxy for a loan or financial assistance to avoid breaching their obligations.

 

General Insights Retirement Superannuation & SMSF

Majority of retirees expected to fall short on retirement savings

 

Recent research has revealed that more than half of retirees are projected to fall short of their desired retirement income level by more than 10 per cent, says Russell Investments.

 

General Insights Retirement Superannuation & SMSF

Monitoring super performance-critical in light of new measures

While the government has announced plans to increase governance over the performance of super funds, super members will still need to actively monitor the performance of their fund to avoid being stapled to an underperforming one, says a mid-tier firm.

Superannuation & SMSF

Why retirees and soon-to-be retirees need to reassess their finances right now

Investors should brace for the reality of the underlying economic situation to “kick in at some point” – which could have dire consequences for retirees and anyone who is looking…

Superannuation & SMSF

Boost your super in the comfort of your own home

There’s a new way for retirees to top up their super through the downsizer contribution without having to move out of their home – and it’s got the approval of…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.