Loans and Finance

What is a bridging loan? A bridging loan, or bridging finance, is a short-term loan that can help you finance the purchase of a new property while you sell your current property. Most people sell their old home first, and then buy their new home with...

The sheer pleasure of that experience is perhaps part of the reason for the growing popularity of novated leasing. The option of driving a new car – and then another new one a few short years down the track – is made possible by this...

Buying a home is one of the biggest financial decisions in a lifetime. Determining which loan is best can be overwhelming without understanding which products and features are available on the market. There are a lot of home loans available on the market, but not...

Why you need sale contract conditions If you’re borrowing to buy a home, you’re putting yourself at risk if you don't specify "subject to finance and valuation" in the contract. Don’t be forced into a purchase or lose your hard-saved deposit because you didn’t understand these...

What is Lenders Mortgage Insurance (LMI)? If you’re finding it difficult to save a 20% home loan deposit, you might still be able to borrow by paying Lenders Mortgage Insurance. Here’s everything you need to know: Lenders Mortgage Insurance (LMI) is insurance that a lender takes out to...

Your end-of-mortgage checklist Reassess your home insurance. Review your title. Review your estate plan and will. Assess your personal insurance situation. Think about your next financial steps. Three key priorities There are three key practical steps to take well in advance of paying off your mortgage. 1. Check the insurance Your home is likely to...

Many of us have dreamed of owning a holiday home, creating an escape from the hustle and bustle of city life. Holiday homes are great for bringing family and friends together and making memories. Whether it’s a beach house or a place in the bush,...

Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of your mortgage debt faster. Switch to fortnightly payments If you're currently paying monthly, consider switching to fortnightly repayments. By paying half the...

Why you need sale contract conditions If you’re borrowing to buy a home, you’re putting yourself at risk if you don't specify "subject to finance and valuation" in the contract. Don’t be forced into a purchase or lose your hard-saved deposit because you didn’t understand these...

Your end-of-mortgage checklist Reassess your home insurance. Review your title. Review your estate plan and will. Assess your personal insurance situation. Think about your next financial steps. Three key priorities There are three key practical steps to take well in advance of paying off your mortgage. 1. Check the insurance Your home is likely to...

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.