Category: Loans and Finance

Loans and Finance Property

Your key priorities when winding down your mortgage

Your end-of-mortgage checklist Three key priorities There are three key practical steps to take well in advance of paying off your mortgage. 1. Check the insurance Your home is likely to…

Loans and Finance Property

What to know about property valuations

Whether you’re selling, looking to buy or simply wanting to refinance, you need to know the value of the property in question. The tricky thing is there can be a…

Loans and Finance Property

10 ways to improve your borrowing power

In the current property market, where interest rates are relatively high and borrowing capacity is reduced across the board, the last thing you want to do is shave any more…

Loans and Finance Property

Do fortnightly repayments really make your mortgage shrink?

Do you have a principal and interest home loan? Well if so, read on as this tip could save you a fortune over the years. It’s a method to best…

Loans and Finance

Switching home loans

Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs. Before you decide to…

Loans and Finance

Springing into action with a pre-approval in place

As the real estate market begins to bloom with opportunities for homebuyers, for those who wish to buy in the next few months understanding the distinctions between pre-qualification and pre-approval…

Loans and Finance

Explainer: Home loan pre-approval

For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it…

Loans and Finance Property

What to know about property valuations

Whether you’re selling, looking to buy or simply wanting to refinance, you need to know the value of the property in question. The tricky thing is there can be a…

Loans and Finance

How a broker can do the heavy lifting for you

It’s challenging buying property. It’s tough scraping together a deposit, it’s not easy dragging yourself to one open-for-inspection after another (especially if you’ve been doing it for a while!), and…

Loans and Finance

Is your mortgage still working for you?

A mortgage is a long-term commitment, which many people enter with a ‘set and forget’ mentality. Most loans are around 30 years – during which many things can change, not…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.