Category: Loans and Finance

Loans and Finance

5 Tips to shave years off of your mortgage

Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take…

Loans and Finance Property

(Re)finance your way to renovation

Why go through the worry (and expense) of moving when you can turn your current place into your dream home? While renovations aren’t always stress-free (or cheap) there are some…

Loans and Finance

Peer to peer lending

Over recent years, a range of fintech challengers to Australia’s traditional banking sector, dominated by the four Big Banks, have emerged. Smaller, nimbler operators harnessing the power of new technology…

Loans and Finance Property

APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels. The Australian Prudential Regulation Authority (APRA) has bumped up the…

Investment Loans and Finance Property

Investing on behalf of your kids

Investing on behalf of your children can help give them a financial leg up and introduce them to good financial practice at an early age. However It’s important to pick…

Loans and Finance

Can refinancing my home loan save me money

By replacing your home loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your…

Loans and Finance

Considerations for different retirement living options

Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more…

Loans and Finance Property

More Aussies look to buy property and refinance

One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low…

Education Loans and Finance

6 steps to help you feel more positive about your finances

Managing your money doesn’t have to be stressful. By breaking down your goals and establishing good habits you can work towards financial wellbeing. With one in four Australians reporting more…

Budgeting General Insights Lifestyle Loans and Finance

6 steps to building good financial habits

Adopting good financial habits isn’t always as easy as it sounds. Otherwise, we’d all be doing it already. With the impact of COVID-19 still being felt, 42% of us now…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.