Category: Loans and Finance

Financial Planning Loans and Finance

Making the most of record-low interest rates

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a…

Loans and Finance

Five Reasons why you need a Mortgage Broker

For most people, buying a home or an investment property are the biggest financial investments of their lives. A mortgage broker can help streamline the costly and confusing process, while…

Loans and Finance

7 Things to do before you apply for a loan

While you don’t need to be debt-free to secure a mortgage, you do need to demonstrate that you’re responsible with your finances. This means steadily paying down existing debt and…

Investment Loans and Finance Property

Thinking of buying commercial property for rental? Here’s what to consider

When it comes to property investment, people tend to think of residential. But commercial property can offer some big advantages as well, either as a space for your own business…

Loans and Finance

Which is the right home loan for you?

There are a bewildering variety of home loans available, and it can be confusing to figure out which type of home loan is the best for your circumstances. However, when…

General Insights Loans and Finance Superannuation & SMSF

‘Retrospective’ LRBA measures tipped to cause headaches

With the government reintroducing its total super balance measure for SMSF loans, technical experts have warned that the retrospective nature of the change could pose issues for SMSF clients purchasing property this year.

Loans and Finance

Six mistakes business owners make when taking out a business loan

A small business loan can be invaluable when you’re establishing your business or when an unforeseen setback occurs, but you don’t want a loan to be short-term gain and long-term…

Loans and Finance Property

Could sacrifice be the key to getting into the housing market?

You want to get into real estate, but wonder whether you’ll ever manage to save a deposit, let alone pay off a mortgage. Maybe you’re wondering if it’s worth busting…

Loans and Finance Property

Is buying to flip still viable in today’s market?

With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing numbers of Australians have been ‘buying to flip’ –…

Loans and Finance

Refinancing could save you thousands – and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.