Peer to peer lending
Over recent years, a range of fintech challengers to Australia’s traditional banking sector, dominated by the four Big Banks, have emerged. Smaller, nimbler operators harnessing the power of new technology…
APRA boosts lending buffer to cool home loan risks
APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels. The Australian Prudential Regulation Authority (APRA) has bumped up the…
Investing on behalf of your kids
Investing on behalf of your children can help give them a financial leg up and introduce them to good financial practice at an early age. However It’s important to pick…
Can refinancing my home loan save me money
By replacing your home loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your…
Considerations for different retirement living options
Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more…
More Aussies look to buy property and refinance
One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low…
6 steps to help you feel more positive about your finances
Managing your money doesn’t have to be stressful. By breaking down your goals and establishing good habits you can work towards financial wellbeing. With one in four Australians reporting more…
6 steps to building good financial habits
Adopting good financial habits isn’t always as easy as it sounds. Otherwise, we’d all be doing it already. With the impact of COVID-19 still being felt, 42% of us now…
First home buyers guide: Grants and assistance in each state and territory
The federal and local governments have launched several grants and assistance programs to help their citizens achieve the great Australian dream of owning a home. Find out which of them…
