Property

When it comes to purchasing a property, there are two main options to consider: buying an established property or opting for a new one. Each choice comes with its own set of benefits and considerations. By carefully considering factors including those outlined below, you will...

What is a bridging loan? A bridging loan, or bridging finance, is a short-term loan that can help you finance the purchase of a new property while you sell your current property. Most people sell their old home first, and then buy their new home with...

Whether you’re selling, looking to buy or simply wanting to refinance, you need to know the value of the property in question. The tricky thing is there can be a distinct difference in values depending on who assesses the property – whether it’s the bank, council,...

Pros and cons of investing in property Property investment is often seen as being less risky than other forms of investment. However, while it may seem more straightforward, there are pitfalls to be aware of. Here's what you need to consider about investing in property. Pros Less volatility...

In a year defined by uneven demand and uncertain money markets, the investors who outperform will trade speed for discipline—pursuing risk-adjusted cash flows, robust governance, and micro-market precision rather than chasing headline growth. Market context: Divergence rules, cycles shorten Australia’s property cycle is decoupling by location and...

Renting out your property or holiday home If you rent out property, you need to: keep records right from the start work out what expenses you can claim as deductions work out if you need to pay tax instalments throughout the year declare all rental-related income in your tax return consider the...

Purchasing an investment property that already has a tenant means you collect rent from day one, with no vacant period and no lease fees to find a new tenant. The lease just carries on as it did before you purchased the property. There are plenty of upsides...

Why bank valuations matter? When you’re buying a home, refinancing or accessing the equity in your property, your lender needs to know exactly how much the property is worth. This is where a bank valuation comes in, a process where the bank independently assesses the market value...

Understanding cash flow Understanding cash flow can be the difference between a solid long-term investment and a costly mistake, writes Michael Sloan. So do your research – and get good advice before you buy. What is negative cash flow? Oftentimes investment properties generate negative cash flow. That means,...

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.