Category: Education

Education Property

Prevent A Nasty Property Surprise

Home buyers and real estate investors are being warned to watch out for the hidden traps that may be lurking in their potential purchases. Leaky showers, cracked ceilings and self-opening…

Education Loans and Finance

What’s A Better Strategy To Access Equity: Take Out A Line Of Credit Or Just Top Up A Loan?

Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to…

Education Financial Planning

Victoria pledges $10m to better support people with personality disorders

Victorians living with a severe personality disorder will soon have better access to the ongoing care and support they need. The Garden State’s Minister for Mental Health, Martin Foley, announced…

Education Loans and Finance

What is a split home loan?

It’s simply dividing your home loan into two or more loans. For example, let’s say you have a $200,000 home loan. You could divide your loan into one portion being…

Education Loans and Finance

What is a repayment holiday?

Exactly that. A period of time where you don’t make any repayments on your home loan. Usually it’s a time when your financial situation changes… for example maternity leave, and…

Education Insurance

Things you need to know about personal insurance

Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised…

Education Financial Planning

Your personal financial register

Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts?

Education General Insights

What investors can expect as key moves affecting markets await

Investors saw increased market volatility and uncertainty at the end of 2018, largely because of a changing investment landscape and slowing global economy. 

Education General Insights

ATO flags PAYG obligations for SMSFs with legacy pensions

The ATO has reminded SMSFs that are paying capped defined benefit income streams to members to ensure they are meeting their PAYG obligations.

Education General Insights

Consumers misunderstand types of advice

The need to be studious about our financial future never goes away and ASIC is pushing hard to help us all understand this.  Advice is very important but so to is having a good understanding of what is being proposed. 

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.