Prevent A Nasty Property Surprise
Home buyers and real estate investors are being warned to watch out for the hidden traps that may be lurking in their potential purchases. Leaky showers, cracked ceilings and self-opening…
What’s A Better Strategy To Access Equity: Take Out A Line Of Credit Or Just Top Up A Loan?
Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to…
Victoria pledges $10m to better support people with personality disorders
Victorians living with a severe personality disorder will soon have better access to the ongoing care and support they need. The Garden State’s Minister for Mental Health, Martin Foley, announced…
What is a split home loan?
It’s simply dividing your home loan into two or more loans. For example, let’s say you have a $200,000 home loan. You could divide your loan into one portion being…
What is a repayment holiday?
Exactly that. A period of time where you don’t make any repayments on your home loan. Usually it’s a time when your financial situation changes… for example maternity leave, and…
Things you need to know about personal insurance
Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised…
Your personal financial register
Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts?
What investors can expect as key moves affecting markets await
Investors saw increased market volatility and uncertainty at the end of 2018, largely because of a changing investment landscape and slowing global economy.
ATO flags PAYG obligations for SMSFs with legacy pensions
The ATO has reminded SMSFs that are paying capped defined benefit income streams to members to ensure they are meeting their PAYG obligations.
