The “New” Government Pensions Loans Scheme – Do I Need Extra Income?
I wrote about the Pension Loans Scheme (PLS) a few years ago, but I thought it would be worthwhile to revisit the Scheme, how it operates, how it can assist either long…
How an Australian mortgage trust could help meet your retirement income needs
Economists and historians will no doubt hark back to 2020 as not just the year of Covid-19 but of higher unemployment and ultra-low interest rates, of stockmarket upheaval and Australia’s…
‘Surprising and disappointing’ lack of innovation in retirement products
Despite an ageing population, the “surprising and disappointing” lack of retirement product information is holding members back, an industry expert has revealed. In a media briefing, Zenith Investment Partners chief…
Aged care increases announced, but are they enough?
The government has announced more than $17 billion in assistance to the underfunded aged care sector over five years. Treasurer Josh Frydenberg has announced that his government will increase aged…
Budget 2021: Super changes explained
Josh Frydenberg’s latest federal budget foresees a number of important changes to Australia’s superannuation system. While some of the big super changes included in the 2021 budget are specifically targeted…
Aged care, super and tax cuts: Experts react to the 2021 budget
The 2021 Federal Budget was unveiled last night, and — as expected — is focused on creating jobs, rebuilding the economy through investment and guaranteeing essential services. Despite fairly significant…
Majority of Australians worry about their retirement
The majority of Australians believe in raising the aged pension as well as lifting the rate of superannuation to 12 per cent as they worry about having enough in retirement,…
Age Pension Income Test and Assets Test – what is the relationship?
I am often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined? The simple answer is that both tests…
Centrelink Age Pension eligibility
Income Test and Assets Test – what is the relationship? We are often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension…
