Can I go back to work if I’ve accessed my super?
When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be…
Super growth reducing age pension drawdown
Less than half of new retirees accessed the age pension last year and of those who did, only one-quarter drew a full pension, according to new research from annuity provider Challenger, which claims superannuation is working on a mass scale.
How to retire early
Whether you choose or need early retirement, having a plan can give your money the best chance of lasting the distance. Whether lifestyle preferences or circumstances beyond your control are…
Downsize the home, upsize the super
From 1 July 2018, if age 65 or older and satisfy the eligibility requirements, you may be able to make a downsizer contribution into super of up to $300,000 from…
Control considerations flagged with death benefit pensions for children
When starting retirement phase pension accounts, SMSF professionals and their clients should think carefully about how it might impact the amount of death benefit pension that their children will be able to receive, says a technical expert.
When can I access my Super?
Superannuation is generally intended to help fund your retirement, but there are instances where you may also be able to withdraw your super savings early, depending on your situation. Here…
An easy guide to Australia’s most popular retirement income product
Account-based pensions, sometimes called allocated pensions or retirement income streams, can be a great way to use your superannuation savings to create a retirement income. If you’re a novice when…
Is your super fund top of the class? If not, it could cost you thousands in retirement
You no doubt already know that not all superannuation funds are created equal, but you might still be surprised to find out just how badly the wrong fund can impact…
Finding a purpose in retirement can help you live longer
Transitioning from work life to retirement can be tricky and while most people anticipate retirement being the best years of their lives, many struggle to find a purpose in their…
