Net Worth: The Number That Tells Your Financial Story
When was the last time you calculated your net worth? In my mind, it’s an important part of building your wealth, because without knowing your net wealth position it’s a…
Is your trust set up correctly?
You’ve probably heard that most wealthy people own nothing in their own names, but control everything through structures such as a trust. If Australia’s richest people use trusts, maybe it’s…
Warning: Impact of cost-of-living ‘crisis’ on your retirement
The cost-of-living crisis has been well documented. It’s clear that prices for various goods and services have risen sharply over the past four years since the pandemic started. Firstly, if…
The pros and cons of taking the DIY super route
Having your own super fund provides more control, but they’re not for everyone. The number of Australians choosing to manage their own superannuation investments – both before and during retirement…
Understanding the different senior concession cards
There are many types of concession and healthcare cards available to help older Australians access discounts offered by governments, local councils, utility companies and private businesses. These discounts can amount…
How do retirement income options compare?
Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes. You also have a host…
A rear-vision roadmap to greater retirement heights
Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents and purposes you’re a long-term investor….
Releasing the value in your home
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in their golden years. For…
Many Australians have a fear of running out
Longevity risk is a growing concern for many working Australians as well as retirees. The fear of running out of money in retirement, also known as FORO, is certainly not…
