How to plan a gap year for grown ups
It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real…
Are you on F.I.R.E.?
This is probably not a very sensitive title for a blog, given the very vivid memories of the bushfires that devastated many parts of Australia this time last year. However,…
Retirement time bomb requires complex thinking
The majority of Australia’s super assets now sit in the hands of retirees and pre-retirees, but many require more nuanced investment strategies to achieve the lifestyle they want in retirement,…
How to maintain your lifestyle and still save for a deposit
For the first time in years, the amount needed to save for a deposit is decreasing as housing values across most of Australia decline. While this sounds like good news…
Talking money with a partner
Trusts are used to hold assets for various reasons, but most typically for tax planning and asset protection purposes. Here’s a little more insight into how trusts work. The use…
Five investing tips for beginners
Here are five investing tips for those who are just beginning their investment journey. 1. Evaluate where you’re at financially Before beginning your investment journey, it’s important to sit…
How to spot and stop financial abuse
Until recently, financial abuse was often kept secret, especially where it occurred within the family. Thankfully that’s changing with public awareness campaigns and help becoming more readily available. The emotional…
Flexing your financial fitness
It’s a challenging time for household finances right now. Interest rates are rising as the Reserve Bank of Australia increases the cash rate to put the brakes on inflation, and…
Inflation – what to know and what to do
Rising inflation brings about concern for many, but Vanguard’s time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy waters. What is inflation? Inflation happens when prices rise…
