Wealth Insights

Keeping you up to date with topical information on financial planning and strategies, as well as Centra's upcoming events, workshops and seminars.
Financial Planning Loans and Finance Superannuation & SMSF

What you need to know about the First Home Super Saver Scheme

In May 2017, the Government announced that from 1 July 2018 eligible individuals will be able to apply to withdraw voluntary contributions made to super after 1 July 2017 for…

Financial Planning Lifestyle Retirement

Six traits of Australians living the dream

Almost one in four Australians (23%) believe they are definitely or mostly ‘living the dream’, according to recent research from the Financial Planning Association.i Here are six traits that have helped…

Financial Planning Retirement Superannuation & SMSF

Dissecting the downsizer contribution

The 2017 federal budget included an allowance for a new type of superannuation contribution for individuals looking to downsize their principal residence. Michael Hallinan details the rules around these unique contributions.

Economics General Insights

The Goldilocks effect – Economic and market update 4Q 17

The year 2017 was defined by a near-perfect goldilocks backdrop of steady global growth, modest inflation, and still-accommodative monetary policy, the combination of which helped fuel a broad-based rally in asset prices.

Financial Planning Lifestyle Retirement

How to retire, your way

How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s…

Loans and Finance Property

Fixed or Variable – what’s the right loan for you?

If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about…

Financial Planning General Insights Shares

Should you invest in Bitcoin?

If I could sum up the contents of my junk emails over the last 12 months in a single word it would be: Bitcoin. I can’t tell you how many…

Financial Planning Shares

5 ways to keep a cool head in a falling share market

Despite concern, falling share prices are not necessarily a sign of a mild or major bear market situation. The share market correction many people are talking about at the moment…


Rates, inflation and yield – five graphs to help make sense of it all

The relationship between interest rates, inflation and bond yields is complex and as economists we spend a lot of our time trying to make sense of all the moving parts.

Financial Planning Superannuation & SMSF

Potential pension minefields

It has been a big year for the SMSF industry given the major policy changes the federal government made to super in the 2016 budget.

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Contact Usr

Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.