Month: March 2018

Economics General Insights

The Goldilocks effect – Economic and market update 4Q 17

The year 2017 was defined by a near-perfect goldilocks backdrop of steady global growth, modest inflation, and still-accommodative monetary policy, the combination of which helped fuel a broad-based rally in asset prices.

Financial Planning Lifestyle Retirement

How to retire, your way

How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s…

Loans and Finance Property

Fixed or Variable – what’s the right loan for you?

If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about…

Financial Planning General Insights Shares

Should you invest in Bitcoin?

If I could sum up the contents of my junk emails over the last 12 months in a single word it would be: Bitcoin. I can’t tell you how many…

Financial Planning Shares

5 ways to keep a cool head in a falling share market

Despite concern, falling share prices are not necessarily a sign of a mild or major bear market situation. The share market correction many people are talking about at the moment…

Economics

Rates, inflation and yield – five graphs to help make sense of it all

The relationship between interest rates, inflation and bond yields is complex and as economists we spend a lot of our time trying to make sense of all the moving parts.

Financial Planning Superannuation & SMSF

Potential pension minefields

It has been a big year for the SMSF industry given the major policy changes the federal government made to super in the 2016 budget.

Financial Planning Insurance

Confusion lingers over post-death insurance

There is a lack of clarity around the post-death receipt of insurance and questions remain over which member accounts it can be credited to, according to the SMSF Association.

Superannuation & SMSF Tax Planning

Non-lodgement numbers slashed, 30,000 funds still in ATO’s sights

There’s been a 38 per cent reduction in non-lodgers for SMSFs, but about 30,000 funds remain on the compliance agenda for the next financial year. 

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.