Category: Superannuation & SMSF

Superannuation & SMSF

Does your SMSF Trust deed comply?


An SMSF trust deed must have a series of non-negotiable items in it, such as rules allowing the use of a contribution suspense account.


Lifestyle Superannuation & SMSF

Downsizer and bring forward combination creates new opportunities for super strategy


With the recent bring-forward measures passed along with further extension proposed in the federal budget, its combination with potential downsizer rule changes creates a different perspective for the SMSF strategy when it comes to implementation.


Financial Planning Retirement Superannuation & SMSF

Your guide to the super guarantee and rate changes

From 1 July 2021, the contributions your employer is required to make into your super fund, under the super guarantee, will increase to 10% of your before-tax income. The super…

Retirement Superannuation & SMSF

Drawdown relief for all pensions


The reduced minimum pension relief that will now apply for the 2022 financial year is not restricted to account-based pensions, said a legal specialist.


General Insights Superannuation & SMSF

New SMSF quarterly statistics highlight continued post-COVID recovery


The ATO’s newly released March 2021 quarterly statistical report has revealed the total number of SMSFs will soon hit 600,000, with consistent growth seen across establishments and assets as the industry heads into a post-COVID economic recovery.


Financial Planning Superannuation & SMSF

Can I go back to work if I’ve already accessed my super?

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and personal circumstances, your super fund may ask…

Superannuation & SMSF

Should I top up my super before 30 June?

The Superannuation Guarantee (SG) is a compulsory contribution to super that employers must make to an employees superannuation fund. The current SG contribution rate is 9.5% of an employee’s salary….

General Insights Superannuation & SMSF

Can super set Australia on the path to net zero?

Australia’s superannuation members can have a significant impact on reducing Australia’s climate impact and increasing their returns at the same time, an industry expert explains.  Superannuation members looking to increase…

General Insights Superannuation & SMSF

How do the superannuation changes impact you?

The government has announced a raft of superannuation changes, including the abolishment of the $450 threshold and a super savings booster for retirees.  The Treasurer used his budget speech to highlight how…

Financial Planning General Insights Superannuation & SMSF

Super funds ‘increasingly likely’ to achieve double-digit yearly returns

Superannuation funds have continued their bounceback from the COVID-19 pandemic and are now on track for double-digit returns, new research has revealed. Research released by Chant West showed that growth funds…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.