Mortgage vs super
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a…
Three things you should know about super
Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it…
Five common SMSF myths busted
Self-managed superannuation funds (SMSFs) have become the retirement savings vehicle of choice for more than 1 million Australians. According to Australian Tax Office data, there are now more than 600,000…
Sharing super a win-win for couples
Australia’s superannuation system is based on individual accounts, with men and women treated equally. But that’s where equality ends. It’s a simple fact that women generally retire with much less…
Top tips for budgeting on a pension
Budgeting on a pension can be a tricky task; especially for those who have relied on their steady income for years prior. However, when it comes to pension planning, there…
Getting retirement plans back on track
After a period when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You…
Salary packaging – worth the sacrifice
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial…
Benefits of a super long engagement
Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. Throughout your super journey you…
Easing into retirement
As the nation drifts back to work after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may…
