Month: October 2018

Superannuation & SMSF

‘Huge’ professional risk in SG delays, big four firm warns

With single touch payroll making it easier for the ATO to identify unpaid SG, telling clients to wait for the SG amnesty could be a risky move impacting their professional obligations, warns a big four accounting firm.

Financial Planning

What a financial adviser can add to your portfolio’s returns.

A 16 year study by Vanguard (latest report from July 2018) has found that this figure is about 3% net.  This is over and above what might be generated by…


What to eat during an intense endurance workout

Running season is here, and more and more people are getting in shape for the upcoming endurance events. What to eat during your race is a question I get asked…

Tax Planning

ATO updates crypto guidance

The ATO has updated its guidelines on the tax treatment of cryptocurrencies, including issues on exchanging one cryptocurrency for another and record-keeping requirements.

Loans and Finance Property

Reverse mortgages: Short-term gain, long-term pain

Residential property has long been a major store of wealth for average Australians.


These are the 7 essential nutrients you need to survive

I’m the first to admit that the world of nutrition is seriously complicated. But luckily for the average Joe just wanting to eat to better their health, it doesn’t have…


Aqua boxing is a thing and you’ll want in

Combat-style training is a great way to improve your cardio fitness and build muscle strength, but repeatedly throwing punches at a sandbag can leave your joints worse for wear. However, that’s set to change…

Superannuation & SMSF Tax Planning

ATO set sights on 27,000 funds in ongoing crackdown

While efforts by tax agents and the ATO has seen a dramatic drop in the number of non-lodgers, 27,000 registered SMSFs that have not lodged since their establishment remain on its radar.

General Insights Insurance

Sun safety

Snags sizzling on the BBQ, fresh-cut grass and a hint of sunscreen. Australia is the sunniest continent on earth. Whatever the season – summer, winter, autumn or spring – we’re blessed with…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.