Month: October 2019

Financial Planning

A drop in income harms your brain

Young adults who experience annual income drops of 25 percent or more may be more at risk of having thinking problems and reduced brain health in middle age, according to…

Financial Planning Lifestyle

Our top 10 lifestyle costs

Six out of the top 10 categories relate to just two things. Can you guess what they are, and could you be cutting back? As a nation, Aussies aged 18…

Budgeting Lifestyle

Only 2 in 5 Aussies stick to allocated food budget

New research has shown that Australians spend $272 billion on food every year and only 40 per cent of us are keeping to our budgets on food spend. The Suncorp Cost…

Retirement Superannuation & SMSF

Can I go back to work if I’ve accessed my super?

When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be…

Superannuation & SMSF

Interest rising in SMSF set-up

Interest in setting up an SMSF among those in APRA-regulated super funds is on the increase, while the average balance and age of new SMSF trustees have declined, according to Investment Trends data.

Financial Planning Loans and Finance

Making the most of record-low interest rates

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a…

Financial Planning General Insights

Unless businesses act on mental health, productivity and profits will remain under threat

New research shows that there is a business imperative to addressing mental health issues in the workplace. The “Creating shared value: the business imperative to improve mental health in Australia”…

Financial Planning Retirement

Resist today, relax tomorrow

Can you recite the last line of Gone with the Wind? If not, you’ll find the answer at the end of this article. If you scrolled down straight away, you might be…

Investment Retirement

Choosing your investment strategy

Investors are faced with a significant and growing challenge. Stretched government balance sheets and an ageing population will likely place a growing emphasis on retirees to “self-fund” their retirement. 

General Insights Superannuation & SMSF

ATO letters indicate a wider SMSF warning

Letters sent by the ATO to nearly 18,000 SMSFs may serve as a warning to a far greater number of funds with similar strategies, an SMSF expert has claimed.

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.